CAMMA Microfinance Limited, a Cambodian microfinance institution, was initiated and established in 2008 when it was a private credit operator that provided credit services to local Cambodians in Phnom Penh and Kandal province.
Demand for loans to expand businesses, increased income, and improve living standards have increased from year to year. Customers who have received loans have improved their living standards and continued to develop over time. To meet the customers’ growing demand for loans and to contribute to poverty reduction of people, it was necessary for CAMMA to expand its scope of operations to gain customers’ confidence and trust and to enhance the quality of its services.
Taking this trend into account, CAMMA has transformed from a private credit operator to a trusted CAMMA Microfinance Limited by having registered with the Ministry of Commerce as a Private Limited Company, with its certification of incorporation number Co.0700KH/2010, dated 31 March 2010 with a registered capital of USD 200,000 (two hundred thousand United States dollars).
On 29 July 2010, CAMMA Microfinance Limited obtained official license from the National Bank of Cambodia to be a microfinance institution with full authorization to provide loans to customers. CAMMA has prepared itself to become a microfinance institution with good governance, a clear standard of operations, and client protection policies.
As of December 2022, CAMMA has increased its registered capital to USD 5,593,000. CAMMA has five branches with 170 employees, serving 2,177 clients with a loan portfolio of USD 23,681,877.
In the future, CAMMA will continue to expand its operations to rural and urban areas and develop new financial services and products to meet the needs of the customers. With an experienced management team, good governance, and social commitment, CAMMA is ready to expand its operations and impacts across Cambodia.
