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VISION AND MISSION

Vision

The Cambodian Microfinance Association is a non-profit professional association that aims to promote timely and comprehensive access to formal financial services among all Cambodians through a sustainable financial system.

Mission

• To create a sound atmosphere and contribute toward strengthening the regulatory framework for efficiency to ensure inclusive growth of the microfinance sector 

• To conduct research study to tackle challenges and create opportunities to strengthen financial inclusion that fulfills the demands and improves the lives of Cambodian people 

• To contribute toward raising awareness of financial knowledge to the clients, public, and stakeholders. 

• To promote human resources 

CORE VALUE

To transform CMA into an agile organization that effectively preserves the sustainability of Cambodia’s microfinance sector, the management team, under the Board of Directors’ leadership, recognizes the importance of establishing the core values for the association. These core values are as follows:

1. Partnership:

Enhancing sustainable partnership with investors, donors & networks to deliver ending values for members and the sector.

2. Accountability:

Taking responsible actions for members and partners.

3. Relevance:

Aligning with emerging trends and adopting measurable solutions to benefit members and the sector.

4. Collaboration:

Committing to work together in a collaborative spirit towards the shared vision to achieve the best Interests of the sector.

5. Innovation:

Empowering creativity to develop immediate and long-term innovative solution for the sustainable development of the microfinance sector.

6. Responsiveness:

Taking proactive and responsive actions to deliver timely services to members and the sector.


2022-2026 STRATEGIC OBJECTIVES 

2022-2026 Strategic Pillar

Strategic Objectives

Pillar 1: Strengthening the resilience and sustainability of members and microfinance sector

  • Improve Responsible Financial Inclusion and consumer empowerment in alignment to the National Financial Inclusion Strategy 2019- 2025
  • Establish a CMA research program which will focus on data collection, storage, and analysis and disseminate through Financial Sector Health Monitoring Framework
  • Strengthen new initiatives and programs to improve Business Continuity, Digitalization and Sustainable Green Finance Programs
  • Strengthen responsible lending and monitor the implementation of the Lending Guideline and Financial Sector Codes of Conduct in addressing to sector risks and priorities
Pillar 2: Increase financial literacy and positive attitude toward microfinance among financial consumers and public
  • Improve the financial literacy of Cambodians through media, workshops, events and campaigns with the National Bank of Cambodia
  • Enhance the role of microfinance sector in economic recovery and development of Micro, Small and Medium Enterprises (MSMEs), and local entrepreneurs that contribute to poverty alleviation thereby improves the image/reputation of the microfinance sector
  • Protect and maximize the interests of the members through member service and development
Pillar 3: Strengthening the ethical and professional capacity of human resources for sustainable operations of microfinance sector
  • Training and Development Management
  • Resource Center (Knowledge Hub)
  • Talent Pool Program
Pillar4: Enhancing professionalism and sustainability of CMA in coordinating for sustainable development of microfinance sector
  • Strengthen internal control and financial performance management
  • Build a strong people and culture within the association 
  • Strengthen coordination and facilitation member’s and sector priorities
  • Explore funding sources and incomes generation activities to sustain the association

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