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Cambodia’s Microfinance Sector Demonstrates Operational Resilience as AMK Transition Distorts Q1 Data |
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The Cambodia Microfinance Association (CMA) has released its sector performance metrics for the first quarter of 2026, showcasing a robust financial ecosystem that continues to drive grassroots economic activity across the Kingdom. The latest data highlights a well-balanced sector navigating market dynamics through structured risk management… Click HERE to read more. |
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Financial Sector and Civil Society Dialogue for Responsible Growth and Client Protection |
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| In a significant move toward financial inclusion and client protection, many key organizations including Civil Society Organizations (CSOs) jointly organized the Financial Sector and CSO Forum 2026 on 29 April 2026. This third forum was a collaborative effort between the Cambodia Microfinance Association (CMA), |
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the Association of Banks in Cambodia (ABC), the NGO Forum on Cambodia, Oxfam Cambodia and Fair Finance Cambodia (FFC). Themed “Bridging Finance and Communities: A Dialogue for Responsible Growth,” the forum served as a vital bridge between financial institutions and community advocates. The primary goal was to ensure the evolution of the industry benefits all Cambodians through a transparent and responsible approach. Click HERE to read more. |
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Empowering Communities: CMA’s Financial Literacy Campaign Achieves Massive Digital Impact |
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The Cambodia Microfinance Association (CMA) has reached a major milestone in its mission to elevate financial literacy across the Kingdom. Running from January to May 2026, CMA’s Weekly Financial Literacy Campaign has solidified its position as one of Cambodia’s most active digital education initiatives. |
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The Weekly Financial Literacy Campaign is a CMA’s dedicated campaign designed to raise financial awareness among clients of Banking and Financial Institutions (BFIs). In collaboration with member institutions, the campaign utilizes a blend of comedy, educational videos, and testimonials. This engaging, accessible approach effectively drives financial literacy, promotes sound debt management, and builds a positive image of the financial sector, with a special focus on microfinance. Click HERE to read more. |
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ABC, CMA, and NBC Launch Governance Workshop Series to Uplift Banking and Finance Excellence |
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| The Association of Banks in Cambodia (ABC) and the Cambodia Microfinance Association (CMA), with the support of the National Bank of Cambodia (NBC), have initiated an intensive workshop series titled "Strengthening Governance and Operational Excellence in the Banking and Finance Sector for Sustainable Growth." |
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The financial sector has maintained strong growth for over last decades. However, recent years have presented a unique set of challenges, including global inflationary pressures from international conflicts, rising fuel costs, and regional trade tensions. To address these hurdles—specifically the decline in credit quality and rising Non-Performing Loans (NPL)—this workshop serves as a strategic compass to ensure resilient operations for regional and branch managers of banks, microfinance institutions (MFIs), financial leasing institutions (FLI) and rural credit institutions (RCI). Click HERE to read more. |
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Cambodia Microfinance Association Extends Support to Border Communities and Frontline Forces |
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The Cambodia Microfinance Association (CMA) conducted its fourth humanitarian mission to support citizens affected by the recent border tensions, as well as frontline soldiers and local authorities stationed in the affected areas. The mission reflects the microfinance sector’s continued commitment to standing alongside the Royal Government and the Cambodian people during times of difficulty. |
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The CMA delegation, led by Board Chairman Mr. Sok Voeun and Secretary General Mr. Chhorn Vatanak, traveled to Oddar Meanchey and Banteay Meanchey provinces to deliver humanitarian assistance, essential supplies, and financial support to displaced families, frontline forces, and local authorities. Click HERE to read more. |
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Staff Retention Remains High Across Cambodia's Microfinance Sector |
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| The staff retention rate within the Cambodian microfinance sector remains high, with the latest figures reflecting a positive working environment and competitive benefits among the member institutions of the Cambodia Microfinance Association (CMA). |
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The staff retention rate within the Cambodian microfinance sector remains high, with the latest figures reflecting a positive working environment and competitive benefits among the member institutions of the Cambodia Microfinance Association (CMA). This trend indicates that the vast majority of employees continue to build long-term careers within the country's microfinance industry. Click HERE to read more |
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CMA offers a variety of training courses instructed by financial sector experts. These courses are specifically designed to strengthen the capacity of all relevant stakeholders. Register as early as possible to receive a promotional offer: Risk Management (3 Course in 1 package), (Click HERE for details)
- Strategic Risk Management Framework, Date: 25 July 2026 - Financial Risk Management, Date: 22-23 Aug 2026 - Operational Risk & Business Continuity Management Date: 19 Sep 2026 AI-Powered Productivity and Responsible Innovation, Date: 24 July 2026 (Click HERE for detail) The Art of Public Speaking, Date: 25 July 2026 (Click HERE for detail)
Click HERE for Registration. |
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Unicef’s Report on Impact evaluation of the Cambodia Family Package (March 2025) |
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| This study examines how people perceive microfinance in Cambodia. The report found some key finding including Financial Inclusion found significant financial vulnerabilities among households, with only 7 per cent reporting monetary savings currently, mainly stored at home, and limited banking involvement (8 per cent). In contrast, about 26 per cent of households have taken out loans in the past year, with an average debt burden of KHR 1.95 million (USD 474). |
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Additionally, 36 per cent of households received some form of government assistance, while 18 per cent received remittances in the past 12 months. Informal financial transfers are more sizeable, averaging KHR 2.4 million per year per household from all informal sources, than the average amount of all transfers obtained from all formal sources (KHR 495,433). Furthermore, despite high mobile phone penetration (88 per cent) and ample opportunities for mobile-based financial services, financial inclusion remains limited, with only 17 per cent of households having an account at a bank or a mobile money service provider. Click HERE for the full report, and Click HERE for the presentation on Financial Inclusion by World Bank. |
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Agricultural Finance in Developing Countries: Challenges and Opportunities |
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This book shows how increasing smallholder farmers’ access to finance can raise productivity and improve food security in developing economies. Smallholder farmer cultivate more than 80% of farmed land in the developing world. However, only a few have access to institutional finance, such as credit, savings, payments, and insurance. This book shows how increasing smallholder farmers’ access to finance can raise productivity and improve food security in developing economies amid challenges such as climate change and economic volatility. Featuring case studies from Asia, Latin America, and sub-Saharan Africa, it considers microfinance and mobile financial services and shows how access to credit and insurance benefits rural households. Designed to support policymakers, development practitioners, and financial institutions, Click HERE for downloading the book, |
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Why Should Entrepreneurs Consider Microfinance as a Source of Capital? |
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Watch the story of Yin Chanthoeun, a Tumpuan indigene, who is a vendor and wedding catering service owner in Ratanakiri province. He's a perfect example of a small business owner who leveraged microfinance to expand his operations. |
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About the Microfinance Highlights The Microfinance Highlights is dedicated to highlighting the progress and latest trends of the microfinance sector. The Newsletter is managed by the Cambodia Microfinance Association (CMA). |
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