Cambodia's microfinance landscape has undergone a fascinating transformation over the last decade, revealing a sector navigating both growth and emerging challenges. While the number of borrowers has slightly decreased, the total amount of loans outstanding continues to rise, hinting at evolving financial needs and strategic shifts.

The increase in the Portfolio at Risk 30+ (PAR 30+) ratio in Cambodia's microfinance sector, which rose to 8.2% in December 2024 from 5.7% the previous year, is largely attributed to the ongoing economic downturn and the prolonged war between Russia and Ukraine. These factors have created significant financial strain for borrowers, resulting in increased repayment difficulties as job losses and inflationary pressures take their toll.

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Imagine a future where every Cambodian community is equipped with the knowledge to navigate the complexities of finance, safeguarding their well-being and rights. This vision is rapidly becoming a reality thanks to the "Safe Finance in Community" project, a powerful collaboration spearheaded by the National Bank of Cambodia and the Cambodia Microfinance Association in cooperation with the Association of Banks in Cambodia (ABC) and Credit Bureau Cambodia (CBC). From lively villages to remote communes, this vital project is making significant strides in empowering individuals with essential financial literacy skills, fostering greater inclusion and protection for all. Click HERE to read more.

As Cambodia grapples with the increasing impacts of climate change, its microfinance sector is stepping up to explore sustainable solutions. The Cambodia Microfinance Association (CMA) recently unveiled key findings from a comprehensive study focused on developing green finance instruments tailored for the local context. This initiative, supported by Oxfam Cambodia and the Irish Embassy, aims to empower financial institutions to support climate-friendly projects in vital sectors like agriculture and renewable energy, ultimately building a more resilient and sustainable future for the Kingdom. Click HERE to read more.

In a concerted effort to bridge the gap in access to clean water and sanitation, the Cambodia Microfinance Association (CMA) has launched the ambitious second phase of its WaterCredit Adoption Program. Building on the success of its initial phase, which has already positively impacted the lives of

In a powerful display of unity and compassion, Cambodia's banking and finance sectors have joined hands to make a life-saving difference through a collaboration between the Cambodia Microfinance Association (CMA), the Association of Banks in Cambodia (ABC), and the National Blood Transfusion Center (NBTC) under a campaign under theme "Donate Blood to Save Lives."

CMA, alongside international partners like Water.org and microfinance leaders from the Philippines, recently hosted a learning exchange focused on financing for water and sanitation to share vital knowledge and successful strategies in this crucial sector. This exchange not only highlighted the tangible impact of the Water Credit Adaptation Program in Cambodia, but also paved the way for further advancements in achieving clean water and sanitation for all. Click HERE to read more.

In Kandal Province of Cambodia, witness the inspiring journey of Heng Sroy, a determined businessman whose life took a remarkable turn thanks to the power of microfinance. From the challenges of unreliable equipment rentals to the flourishing success of his straw baling and vegetable farming, discover how a series of strategic loans not only boosted his income but also created opportunities for his community. Click HERE to read more.